N26 vs PostePay

Di
Gino
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Confronto N26 vs PostePay

N26
PostePay

Sia la carta N26 (clicca per il sito ufficiale) che la carta PostePay (clicca per il sito ufficiale) sono prepagate ed appartengono al circuito Mastercard.

La banca emittente per la carta N26 è N26 Bank (emessa in Germania), mentre la banca emittente della carta PostePay è Poste Italiane (emessa in Italia).

Solo la carta N26 ha l'IBAN, mentre la carta PostePay no.

Entrambe le carte sono contactless.

Sia la N26 (clicca per il sito ufficiale) che la PostePay (clicca per il sito ufficiale) sono adatte anche ai minorenni (figli, nipoti, bambini).

La carta N26 (clicca per il sito ufficiale) può essere usata sia a livello personale che come carta aziendale / business.

La carta PostePay (clicca per il sito ufficiale) può essere usata solo a livello personale.

Il colore della N26 è Standard e Nera, mentre il colore della PostePay è Gialla.

Condizioni Economiche

N26
PostePay
Canone annuo
0
0
Cashback
0,01%
No
Costo prelievi
Euro gratis, altra valuta 1,7%
da 1 euro a 5 a seconda delle condizioni
Commissioni Ricarica
gratis
1 euro da ufficio postale e Postepay.it, 2 euro da punti Sisalpay
Costo Attivazione
0.00
10.00
Limite di spesa
5.000 giorno (20.000 mese)
3.000 giorno
Limite di prelievo
2.500 giorno
3.000 giorno
Plafond
N.A.
3000
(Sito ufficiale)
(Sito ufficiale)

Sistemi di pagamento

La carta N26 (sito ufficiale) può essere usata con i seguenti sistemi di pagamento:

  • Google Pay
  • Apple Pay

La carta PostePay (clicca per il sito ufficiale) può essere usata anche con il sistema di pagamento Google Pay.

Valute e criptovalute

N26
PostePay
Multivaluta
Si
No
Criptovalute
No
No
(Sito ufficiale)
(Sito ufficiale)

Solo la carta N26 è multivaluta, mentre la carta PostePay no.

Nessuna delle due carte permette di comprare e vendere criptovalute. Lista delle migliori carte prepagate multivaluta.

Giudizi, Recensione e Vantaggi

Ecco i vantaggi della carta N26 (qui il sito ufficiale):

  • Zero costo emissione
  • Zero canone (per la Standard)
  • Poche limitazioni spesa/prelievo
  • Personalizzazione servizi sicurezza

Ecco i vantaggi della carta PostePay (qui il sito ufficiale):

  • Semplice da attivare
  • Pratica per gli acquisti online
  • Varietà di prepagate adatte a qualunque esigenza
  • Canoni annuali assenti o comunque molto bassi

Per approfondire:


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