N26 vs Prepagata PayPal


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Confronto N26 vs Prepagata PayPal

N26
Prepagata PayPal

Sia la carta N26 (clicca per il sito ufficiale) che la carta Prepagata PayPal (clicca per il sito ufficiale) sono prepagate ed appartengono al circuito Mastercard.

La banca emittente per la carta N26 è N26 Bank (emessa in Germania), mentre la banca emittente della carta Prepagata PayPal è CartaLIS Imel Lottomatica (emessa in Stati Uniti).

Entrambe le carte hanno l'IBAN.

Entrambe le carte sono contactless.

Solo la carta N26 (clicca per il sito ufficiale) è anche per minorenni (figli, nipoti, bambini), mentre la carta Prepagata PayPal no.

La carta N26 (clicca per il sito ufficiale) può essere usata sia a livello personale che come carta aziendale / business.

La carta Prepagata PayPal (clicca per il sito ufficiale) può essere usata solo a livello personale.

Il colore della N26 è Standard e Nera, mentre il colore della Prepagata PayPal è Nera.

Condizioni Economiche

N26
Prepagata PayPal
Canone annuo
0
0
Cashback
0,01%
No
Costo prelievi
Euro gratis, altra valuta 1,7%
da 1,90 euro a 3,90 a seconda di luogo e ATM
Commissioni Ricarica
gratis
via altra PayPal o tramite conto online gratis, punto Lottomatica o bonifico 1,50 euro
Costo Attivazione
0.00
19.90
Limite di spesa
5.000 giorno (20.000 mese)
Limite di prelievo
2.500 giorno
100 euro al giorno (500 con carta evoluta)
Plafond
N.A.
10.000 euro o 50.000 (se evoluta)

Sistemi di pagamento

La carta N26 (sito ufficiale) può essere usata con i seguenti sistemi di pagamento:

  • Google Pay
  • Apple Pay

La carta Prepagata PayPal (clicca per il sito ufficiale) può essere usata anche con il sistema di pagamento Google Pay.

Valute e criptovalute

N26
Prepagata PayPal
Multivaluta
Si
No
Criptovalute
No
No

Solo la carta N26 è multivaluta, mentre la carta Prepagata PayPal no.

Nessuna delle due carte permette di comprare e vendere criptovalute. Lista delle migliori carte prepagate multivaluta.

Giudizi, Recensione e Vantaggi

Ecco i vantaggi della carta N26 (qui il sito ufficiale):

  • Zero costo emissione
  • Zero canone (per la Standard)
  • Poche limitazioni spesa/prelievo
  • Personalizzazione servizi sicurezza

Ecco i vantaggi della carta Prepagata PayPal (qui il sito ufficiale):

  • Si collega con il conto PayPal
  • Costi relativamente bassi
  • Plafond molto elevato (per la carta evoluta)
  • Ottima assistenza

Per approfondire:


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